Property

Whether you are a First Home Owner or looking to purchase your next home, ask yourself; 

“What’s most important to me in a home loan?”

From a panel of over 30 lenders, this ensures we get the right loan for your needs. 

We take all the jargon out so that you get a simpler view of the process, loan details and requirements. To do this we take the time to listen, talk through and understand your needs then provide options to help you get to your goals.

A mortgage loan has 2 calculations, 

• Funds required to purchase the property. Calculated by including stamp duty, government fees, lender fees and purchase price minus your savings/ gift/ equity/ guarantor commitment and government incentives i.e. First Home Owner.

• Borrowing Capacity. Calculated by using your income minus your liabilities.

Common types of property loans include: 

• Residential loans, 

• Construction loans, 

• Investment loans, 

• Refinancing, 

• Bridging finance